What would your brokerage look like if you kept what your aggregator takes?

You already know the split. Here's the number they don't show you.

Run your numbers in 30 seconds. ↓

SFGBackedMFAAMemberAFCAMemberACL 38702570+ Lenders
How does your aggregator charge you?
Annual Loan Settlements$40M
Drag to match your annual settlement volume
Upfront Commission — You Keep85%
Your aggregator takes 15% of every upfront commission you write
Trail Commission — You Keep85%
Your aggregator takes 15% of your trail — every year, forever
Additional monthly fees you currently pay
Your Annual Saving with ExBanqi
$66,720
That's $5,560/month you're currently giving away
Your 5-year saving vs staying: $374,915
Where it's going now
Upfront commission lost$39,000
Trail commission lost$39,600
Stacked fees (annualised)$0
Total annual cost$78,600
Sent to your inbox instantly. No obligation.
A marketing budgetA virtual assistantA loan processor

The longer you stay, the more it costs. That's the model working exactly as designed.

That's your growth budget.

Broker reviewing finances at a desk

What happens to that number over the next 5 years?

The longer you stay, the more it compounds. That's the model working exactly as designed.

“A split on trail is not a fee. It is a permanent tax on your success.”

Two generations
built this problem. The
third replaced it.

Generation 1

Legacy Model

The Traditional Aggregator

.

5-20% commission splits on upfront and trail

.

Volume-tiered support

.

Lock-in contracts

.

CRM charged separately

.

Preferred lender pressure

The aggregator profits when you profit — and when you don't.

Generation 2

Transition Model

The "Modern" Aggregator

.

Lower splits, but still percentage-based

.

Better technology, but bolted on

.

Improved branding, same economics

.

Packaging changed, extraction model didn't

The packaging changed. The extraction model didn't.

Generation 3

The Independent Model

.

100% upfront and trail retained

.

Salestrekker 2.0 — included

.

No lock-in. No splits. No tiers.

.

70+ lenders. No preferred pressure.

.

SFG backed — 35 years governance

“The aggregator succeeds when brokers stay — not when brokers pay.”

↓ Flat monthly subscription — revealed below

Not a better aggregator.
The Independent Broker
Operating System.

$990 per month + GST

Your subscription to the system. Flat. The split is gone.

No splits
No lock-in
No hidden fees
No volume tiers
No CRM add-ons

The difference isn't just what you keep. It's how you operate.

We didn't reinvent the wheel. We removed the tax sitting on top of it.

I've sat on both sides of this industry. I was a broker before the GFC. Then spent years inside Australia's largest banks — in credit, in sales, working directly with aggregators and decision-makers.

I saw how deals really get approved. I saw where brokers get stuck — and I knew who to call to move things forward. I saw the gap between what brokers are told and how things actually work behind the scenes.

Most aggregators focus on the model. Very few improve how brokers actually operate. That's what ExBanqi changes.

This is the environment I would have wanted when I was writing loans.

I take every initial call personally. If your numbers and your mindset align, we'll know in 20 minutes.

Bill Amarantos

Founder & Director, ExBanqi
Authorised Credit Representative 576596 under Australian Credit Licence 387025 held by Specialist Finance Group

Broker working at a desk with a laptop
Salestrekker

Stop drowning in admin.
Start writing loans.

Salestrekker 2.0 handles what shouldn't be taking your time. Notes captured automatically. Follow-ups sent. Documents chased. Your pipeline managed. AI-powered and configured to your workflow in Week 2 of your switch.

  • AI note-taking — every client interaction captured
  • Automatic follow-ups and document chasing
  • Compliant workflows built in — not bolted on
  • Included in your $990. Not an add-on.
Professional working at a desk in a modern office

Compliance that protects you.
Without slowing you down.

The compliance framework isn't something you manage around. It's built into how the platform operates. SFG's 35 years of regulatory governance, embedded into your daily workflow. No add-on fees. You're audit-ready by default.

  • SFG's compliance framework — 35 years of institutional governance
  • Operate within a clearly defined regulatory framework — built in, not bolted on
  • No compliance add-on fees
  • Audit-ready without additional overhead
Broker in a professional setting

Pick up the phone.
Get a decision.

When a deal stalls, you need someone who understands how the other side thinks. ExBanqi's team has been on the credit side of the table — they know how decisions are made, which BDMs move things, and exactly how to escalate when you need to.

  • Ex-bankers who know how credit decisions are made
  • Direct access to lender BDM relationships across the panel
  • Escalation pathways — we know exactly who to call
  • No tickets. No tiers. Response in minutes, not days.
Brokers networking at a lender event

Stop thinking like a loan writer.
Start thinking like a business owner.

The ExBanqi Academy isn't a training library. It's a peer network of brokers building serious businesses. Real scenarios — deals, structure, growth — from people already doing it. PD days, lender events, and industry conferences through SFG's network come standard. The benchmark here isn't volume. It's ambition.

  • Exclusive peer-to-peer group — real scenarios, real brokers
  • Run situations from the field — deals, structure, growth
  • PD days included — SFG backed
  • Lender events and industry conferences — standard

Switch in 4 weeks.
Keep writing deals the whole time.

Your Transition Specialist handles everything. You keep settling loans.

YOUR SWITCH STARTS HERE
BAU WHILE WE…
YOU'RE ALREADY IN
ExBanqi™

Week 1

Week 2

Week 3

Week 4

Foundation &
Compliance

  • Dedicated specialist assigned
  • Broker profile created
  • Compliance review completed
  • System access granted
0
Days Revenue Downtime

Data &
Platform

  • Secure data migration
  • Salestrekker 2.0 configured
  • Personalised platform training
100%
Trail Book Protected

Early System
Access

  • Early Salestrekker access — get familiar
  • Lenders fast-tracked via SFG
  • Trail book fully protected
7–14
Days · Key Lenders Active

Go Live
& Thrive

  • Full system activation
  • Submit first ExBanqi deals
  • 100% commissions from day one
1
Specialist Dedicated to You

The independence of a boutique.
The foundation of an institution.

ExBanqi has partnered with SFG — 35 years of institutional governance. Independent economics. Institutional infrastructure.

Flat fee economics — aligned incentives

100% commission retention — upfront and trail

Broker-first positioning and independence

Modern fintech infrastructure via SFG Connect

No lock-in contracts

Direct, responsive support from ex-bankers

Australia's Premium Aggregation Network

35 years of industry experience

70+ lender accreditations

Full governance and compliance framework

Operational resilience at scale

Regulatory certainty

Place every client with the right lender. Every time.

Full panel access. Zero preferred arrangements. No white label push. 70+ accredited lenders.

BANKS

Common Wealth Bank
ANZ
NAB
Westpac Group
Macquarie Bank
ING
Bank West
BOQ
Suncorp Bank
St.George
Bank Vic
Ubank

+ 8 more

Non-Bank Lenders

Pepper Money
Liberty
Resimac
Firstmac
Plenti
La Trobe
WLTH
Australian First Mortgage
Better Choice
Heritage Bank
Bendigo Bank
Me

+ 4 more

Specialist Lending

Ma Money
Assetline Capital
Latitude
Wow Finance
Oak Capital
Heart Land
Keystart
Midkey
ORDE
Bluestone
Aquamore
Grow

+ 6 more

Commercial & Asset Finance

Think Tank
Judo Bank
Prospa
Shift
VMG
Platform Finance
Blue Bay
Prime Capital
Medfin Finance
Allianz
Honey
Moving Hub

+ 5 more

MFAA

MFAA Member

AFCA

AFCA Member

SFG

Partnered with SFG

ACL 387025

ExBanqi is selective. Not every broker will qualify.

We limit intake to protect execution quality. Every broker gets a dedicated specialist and a fully managed switch — we won't trade that standard for volume.

Established independent brokers

Actively writing loans now

You own your trail book

Ready to own your economics

Not for franchise groups or corporates

Not for brokers new to the industry

If you meet the criteria above, claim your spot.

COMMON QUESTIONS

Everything you're probably thinking right now.

SFG's standard aggregation model is different to ExBanqi's. ExBanqi gives you SFG's institutional infrastructure — 70+ lenders, 35 years of governance — combined with flat-fee economics and ex-banker support that aren't available through SFG directly.

Every accreditation is transferred through a managed reaccreditation process — your most important lenders are prioritised and activated first. Key lenders are live within 7-14 days. Full panel access follows. Nothing is lost — it's sequenced.

Yours. 100%. It follows you. No clawback on existing trail — and from day one every new trail dollar is yours in full, every year, forever.

Month to month. You stay because the model works. Not because you're stuck.

A lower split is still percentage-based — they profit every time you do. ExBanqi is $990/month + GST flat. Same fee whether you write $2M or $200M. Your upside is entirely yours.

Your Transition Specialist manages it. Pre-switch submissions are maximised, urgent deals get priority, and nothing falls through.

The maths don't lie. The only question is how long you keep paying it — now that you can see it.

That number isn't a saving. It's your growth budget your aggregator has been holding.

20 minutes with Bill. Your numbers. Your questions. A clear next step — or an honest no.

Zero revenue downtime — guaranteed.

Confidential. Spots are limited.