Stop paying a tax on your own brokerage success.
ExBanqi is a flat-fee mortgage aggregator — $990 a month, 100% commission retained. Keep every dollar of your upfront and trail, with SFG's full institutional infrastructure and none of the commission split. Aggregation, rebuilt around the broker.
What aggregation is really costing you.
Same volume, two models — a broker writing $40M a year on a 5-year trail book. Watch the legacy bill move, and what stays yours.
Independence in three steps.
Run your numbers
See exactly what your aggregator is costing you with the savings calculator and the 2-minute readiness scorecard.
Open the calculator →A confidential discussion
Bill takes every first call personally. Bring your numbers and questions — you'll get a straight answer in about 20 minutes.
Book a discussion →Switch in four weeks
A dedicated specialist manages the move with zero revenue downtime. From go-live you keep 100% of your commission.
See how switching works →Two generations built this problem.
The third replaced it.
The aggregation model was designed in an era of paper applications and fax machines. Most have evolved their marketing. Few have evolved their economics.
Legacy Model
- ✕5–20% commission splits on upfront and trail
- ✕Volume-tiered support
- ✕Lock-in contracts
- ✕CRM charged separately
- ✕Preferred lender pressure
“The aggregator profits when you profit — and when you don't.”
Transition Model
- ✕Lower splits, but still percentage-based
- ✕Better technology, but bolted on
- ✕Improved branding, same economics
- ✕Packaging changed, extraction model didn't
“The packaging changed. The extraction model didn't.”
The Independent Model
- ✓100% upfront and trail retained
- ✓Salestrekker 2.0 — included
- ✓No lock-in. No splits. No tiers.
- ✓70+ lenders. No preferred pressure.
- ✓SFG backed — 35 years governance
“The aggregator succeeds when brokers stay — not when brokers pay.”
Generation 3 doesn't improve the model.
It replaces it.
Why aggregation
actually costs you.
Based on a broker writing $40M/year with a 5-year trail book — approximately $506K in gross annual commission.
Small percentages look harmless. Until you see the compounding effect.
A split on trail is not a fee.
It is a permanent tax on your success.
Full panel access.
No preferred lenders.
70+ lenders across residential, specialist, commercial and asset finance — placed through SFG's institutional accreditation. Diversify revenue without diversifying aggregators.
BANKS
+ 8 more
Non-Bank Lenders
+ 4 more
Specialist Lending
+ 6 more
Commercial & Asset Finance
+ 5 more
Switch in 4 weeks.
Keep writing deals the whole time.
A dedicated Transition Specialist handles lender re-accreditation, data migration and platform setup — with zero revenue downtime, by design.
See the 4-week plan →
The legacy model had its time.
Now it's time for what's next.
I've spent more than two decades in this industry, and I've seen it from every angle: as a broker, and from the lending side. The way brokers operate has changed. The technology has changed. The legacy commission-split model had its time, and it did its job. Now it's time for what's next. That's ExBanqi.
That means real insider support: people who've sat inside credit teams and actually know how a deal gets approved, not just how the policy reads. AI-backed tech that takes the busywork off your plate. Social and digital marketing support, so building your own brand doesn't fall entirely on you. A lender panel with fewer barriers between you and a deal getting done.
The price reflects the same thinking. One flat fee, $990 a month, built so our success and yours move in the same direction instead of competing for the same dollar. No lock-in, because the goal isn't to keep you. It's to be good enough that you want to stay.
The industry is moving. Too much of it is still running on the old aggregator playbook: commission splits, lock-in contracts, and legacy thinking that hasn't changed in decades. That's their call. We made a different one. We're building something wonderful in this industry, and we'd love for you to be part of it.
Built for brokers who think
like owners — not employees.
The Independent Operator
Writing $30M+ and questioning why you're still sharing commissions. You want full control, transparent costs, and technology that matches your ambition.
The Commercial Thinker
You run your brokerage like a business. You track cost-per-settlement, you understand unit economics, and you know a percentage-based model doesn't scale.
The Business Builder
You're scaling a team and need infrastructure that grows with you. Fixed costs, not variable. Predictable, not punitive — so margin stays with the business.
ACL 387025The maths don't lie. The only question is how long.
ExBanqi is selective — not every broker will qualify. If you write serious volume and you're done paying a tax on your own success, let's run your numbers.