Terms of Service

1. Acceptance of terms

By accessing and using the ExBanqi website (exbanqi.com.au), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website. Bamar Group Pty Ltd (ABN 56 692 226 476) trading as ExBanqi — Credit Representative 576596, authorised under Australian Credit Licence 387025 held by Specialist Finance Group Pty Ltd ("ExBanqi", "we", "our", "us") — reserves the right to modify these terms at any time.

2. Description of service

ExBanqi provides mortgage broker aggregation services under the Specialist Finance Group (SFG) network. Our website provides information about our services, interactive tools (including a savings calculator and readiness scorecard), and contact facilities. The information on this website is general in nature and does not constitute financial advice.

3. Use of interactive tools

Our savings calculator and readiness scorecard are provided for informational and illustrative purposes only. The results generated by these tools are estimates based on the information you provide and general industry assumptions. Actual savings, costs and outcomes may vary. These tools do not constitute financial advice, and you should not rely solely on their outputs when making business decisions.

4. Intellectual property

All content on this website — including text, graphics, logos, images, software and design — is the property of Bamar Group Pty Ltd (ABN 56 692 226 476, trading as ExBanqi) or its licensors and is protected by Australian and international copyright, trademark and intellectual property laws. You may not reproduce, distribute, modify or create derivative works from any content without our prior written consent.

5. User submissions

When you submit information through our contact forms, calculator or scorecard, you warrant that the information provided is accurate and that you have the authority to share it. You grant ExBanqi permission to use this information for the purpose of responding to your enquiry and providing our services.

6. Confidentiality

We treat all enquiries and information submitted through our website as confidential. We will not disclose your identity, business details, or the fact that you have contacted us to any third party — including your current aggregator — without your explicit consent. This commitment to confidentiality is fundamental to our service.

7. Disclaimer

The information on this website is provided "as is" without warranties of any kind, either express or implied. ExBanqi does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations about the accuracy, reliability or completeness of any information on this website. Pricing, features and service offerings are subject to change without notice.

8. Limitation of liability

To the maximum extent permitted by law, ExBanqi shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of this website or reliance on any information provided. Our total liability for any claim arising from these terms shall not exceed the amount you have paid to ExBanqi in the 12 months preceding the claim. Nothing in these Terms excludes rights or guarantees that cannot lawfully be excluded, including under the Australian Consumer Law.

9. Third-party links

Our website may contain links to third-party websites or services. ExBanqi is not responsible for the content, privacy practices or terms of any third-party sites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

10. Privacy

Our handling of personal information is described in our Privacy Policy, which forms part of these Terms.

11. Governing law

These Terms of Service are governed by the laws of the State of Victoria, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Victoria.

12. Contact

If you have any questions about these Terms of Service, please contact us:

Bamar Group Pty Ltd (ABN 56 692 226 476) trading as ExBanqi
Credit Representative 576596  |  ACL 387025 (SFG)  |  Member of MFAA & AFCA
Email: contact@exbanqi.com.au
Phone: 1300 421 561
Suite 643, 585 Little Collins Street, Melbourne VIC 3000