One flat fee. The split is gone.
Not a better aggregator. The Independent Broker Operating System — priced like software, not like a tax.
Eight pillars. One subscription.
What aggregation actually costs you.
Based on a broker writing $40M/year with a 5-year trail book — approximately $506K in gross annual commission.


The cost of staying. The value of moving.
Same broker. Same volume. Two models. Five years of compounding difference.
A split on trail is not a fee.
It is a permanent tax on your success.
The real cost over five years
Cumulative, based on a broker writing $40M/year with a 5-year trail book.
| Period | Legacy aggregator | ExBanqi | You keep |
|---|---|---|---|
| Year 1 | $40K–$88K | $11,880 | $28.5K–$76.5K |
| Year 2 | $81K–$177K | $23,760 | $57K–$153K |
| Year 3 | $121K–$265K | $35,640 | $85K–$229K |
| Year 4 | $162K–$353K | $47,520 | $114K–$306K |
| 5-Year Total | $202K–$441K | $59,400 | $142K–$382K |
Everything you're probably thinking.
Why isn't this just a lower-split aggregator?
A lower split is still percentage-based — they profit every time you do, forever. A flat fee breaks that link entirely. You pay for the system, not a slice of your success.
What happens to my existing trail book?
Your trail book is yours. Every dollar, every month, forever. Continuity is protected through the managed transition — and from go-live, you keep 100%.
Do I lose access to my lenders?
No. You gain SFG's full panel — 70+ lenders across residential, specialist, commercial and asset finance, with accreditations fast-tracked during onboarding.
What does "no lock-in" actually mean?
Exactly that. No fixed term, no exit penalty. The model only works if we keep earning your business each month — that's the point.
Is the CRM really included?
Yes — SFG Connect, powered by Salestrekker 2.0, with AI submission notes, custom workflows, client portal and 50+ integrations. No separate CRM bill on top of your $990.
Run your numbers. Then decide.
Find out what your aggregation is actually costing you — in about 30 minutes.